GROUP BENEFIT PROGRAMS

As we all know, benefits help instill Loyalty

Term Life Insurance

Simplified Issue Underwriting, No Medical for renewal, Employee may ensure spouse without spouse's signature.

Accident Insurance*

Covers on and off the job, Pays directly to you. 
Renewable to age 70. Pays in addition to other insurances.

Sickness Disability Income Rider*

Can be added to Accident Insurance Policy.

Cancer / Specified Disease Insurance*

Pays directly to you, Pays in addition to all other insurances, Guaranteed renewable for life, Family coverage available, Portable.

Heart / Stroke Insurance*

Pays directly to you, Pays in addition to all other insurances, Guaranteed renewable for life, Family coverage available, Portable.

Health Options Package*

Choose from 9 Optional riders with Waiver of Premium on all Benefits, Pays in addition to all other coverage's including Workers' Compensation.

Health Insurance (HMO or PPO)*

Several Companies to choose from.

Dental Insurance*

Several Companies to choose from.

* Denotes program available to groups or individuals.